The initial programme phase (September 2005 – November 2009) focused on broadening and strengthening sustainable access to microfinance services for poorer sections of society and for micro and small enterprises. This comprised capacity building for microfinance institutions (micro level), the development of a microfinance service sector (meso level) and advice to the government on developing a framework for a microfinance policy and legislation (macro level).

The current programme phase (December 2009 to November 2012) focuses on the meso and micro levels. The overall goal is to (re-)integrate marginalized parts of the population into society through inclusive financial systems. Implementing partners like microfinance institutions are supported through capacity building measures based on internationally accepted standards and best practices. This will improve the inclusiveness and efficiency of the financial system and the quality of financial services for the target group. Where possible, preference is given to group based and participative approaches to strengthen self-organization and social participation of their members. Tools for social inclusion and do-no-harm checks are used to strengthen our target groups. The selection of implementation partners and training measures is based on criteria such as target group outreach and empowerment of marginalized groups.